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Share Rates effective September 18, 2008
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Account Type |
APR |
APY |
Minimum Balance |
| Regular Shares |
.50% |
.50% |
$100 |
| Share Draft |
.25% |
.25% |
$0.00 |
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Supreme Account
$1,000 minimum balance required. |
1.00% 1.10% 1.20% 1.60% 1.60% 1.80% 2.00% |
1.01% 1.11% 1.21% 1.61% 1.62% 1.82% 2.02% |
$1,000 $5,000 $15,000 $25,000 $50,000 $75,000 $100,000 |
| Traditional IRA |
3.00% |
3.03% |
$0.00 |
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APR is the annual percentage rate. APY is the annual percentage yield. Fees may reduce earnings on the account. Minimum balance required to earn dividends on account. Rates may change without notice.
Loan Rates effective September 18, 2008.
Your actual APR (Annual Percentage Rate) is based upon your individual credit worthiness, loan amount, term of loan, and collateral. Your actual rate may differ from rates listed below. Even if you don't have an account yet, you can still apply.
| Loan Rates |
APR* |
Terms and information |
| Unsecured/Personal Loan |
8.00% |
Interest rate based on credit score & term |
| Share/CD Secured Loan |
5.00% |
Based on what your account is earning in dividends |
| Mortgage Loan |
5.49%* |
See us for your mortgage needs. Check for additional rates through our partner Member First Mortgage |
| Second Mortgage |
6.99% |
Use your home's equity for your needs |
| Home Equity Line of Credit |
5.00% |
Check out our rates for your remodeling projects |
| Personal Line |
12.95% |
Personal Line of Credit |
| Auto Loans-New & Used |
4.25%* |
Finance your auto up to 72 months |
| Motorcycle Loans-New & Used |
4.25%* |
Nows is the right time to buy. |
| Recreational Vehicles-New & Used |
4.25%* |
See us for snowmobiles, boats, RVs, and more. |
| All-Purpose Loan Special |
5.99% |
12-month loan, borrow up to qualified amount or $3,000 which ever is higher | Back to Top
*Rates starting 'as low as.' APR is the annual percentage rate. APY is the annual percentage yield. Rates subject to change without notice.
CD Rates effective September 18, 2008.
| Certificate Term (Penalty for early withdrawl) |
APR |
APY |
Minimum Deposit |
| 6 month certificate |
2.75% |
2.79% |
$1,000 |
| 12 month certificate |
3.25% |
3.29% |
$1,000 |
| 24 month certificate |
3.35% |
3.39% |
$1,000 |
| 36 month certificate |
3.45% |
3.49% |
$1,000 |
| 48 month certificate |
3.55% |
3.60% |
$1,000 |
| 60 month certificate |
3.65% |
3.70% |
$1,000 | Back to Top APR is the annual percentage rate. APY is the annual percentage yield. Rates subject to change without notice.

Mid Michigan Family Credit Union
3262 Cabaret Trail South
Saginaw 48603
989-799-8636
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