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Rates

 SharesLoansCDs

Share Rates effective September 18, 2008

Account Type

 APR

 APY

Minimum Balance 

Regular Shares .50% .50% $100
Share Draft .25%  .25%  $0.00 

Supreme Account

$1,000 minimum balance required.

1.00% 
1.10%
1.20%
1.60%
1.60%
1.80%
2.00%

1.01%
1.11%
1.21%
1.61%
1.62%
1.82%
2.02% 

$1,000 
$5,000
$15,000
$25,000
$50,000
$75,000
$100,000

Traditional IRA 3.00% 3.03% $0.00



 

 

 

 



 

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APR is the annual percentage rate. APY is the annual percentage yield. Fees may reduce earnings on the account.
Minimum balance required to earn dividends on account.
Rates may change without notice.

Loan Rates effective September 18, 2008.

Your actual APR (Annual Percentage Rate) is based upon your individual credit worthiness, loan amount, term of loan, and collateral. Your actual rate may differ from rates listed below.

Apply Online! Even if you don't have an account yet, you can still apply.

 Loan Rates APR*  Terms and information
Unsecured/Personal Loan  8.00% Interest rate based on credit score & term
Share/CD Secured Loan  5.00% Based on what your account is earning in dividends
Mortgage Loan  5.49%* See us for your mortgage needs. Check for additional rates through our partner Member First Mortgage
Second Mortgage  6.99% Use your home's equity for your needs 
Home Equity Line of Credit  5.00% Check out our rates for your remodeling projects 
Personal Line  12.95% Personal Line of Credit
Auto Loans-New & Used 4.25%* Finance your auto up to 72 months
Motorcycle Loans-New & Used 4.25%* Nows is the right time to buy.
Recreational Vehicles-New & Used  4.25%* See us for snowmobiles, boats, RVs, and more.
All-Purpose Loan Special  5.99% 12-month loan, borrow up to qualified amount or $3,000 which ever is higher
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*Rates starting 'as low as.'
APR is the annual percentage rate. APY is the annual percentage yield. Rates subject to change without notice.

CD Rates effective September 18, 2008.

 Certificate Term (Penalty for early withdrawl)  APR  APY Minimum
Deposit
 6 month certificate 2.75% 2.79% $1,000 
 12 month certificate 3.25% 3.29% $1,000
 24 month certificate 3.35% 3.39% $1,000 
 36 month certificate 3.45% 3.49% $1,000 
 48 month certificate 3.55% 3.60% $1,000 
 60 month certificate 3.65%  3.70%  $1,000 
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APR is the annual percentage rate. APY is the annual percentage yield. Rates subject to change without notice.


Mid Michigan Family Credit Union
3262 Cabaret Trail South
Saginaw 48603
989-799-8636